101 lines
2.4 KiB
Markdown
101 lines
2.4 KiB
Markdown
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# Global Regulatory Harmonization Suite (GRHS)
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## Overview
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The GRHS establishes DBIS as a central harmonization authority aligning international regulations, sovereign banking laws, global AML/KYC frameworks, CBDC issuance standards, and trade finance and securities rules.
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## Harmonization Pillars
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### Pillar I – Monetary Harmonization
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- FX stabilization rules
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- Sovereign liquidity minimums
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- CBDC interoperability requirements
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### Pillar II – Legal Harmonization
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- Standardized settlement law
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- Unified arbitration and enforcement
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- Cross-border recognition of DBIS authority
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### Pillar III – Compliance Harmonization
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- FATF-Plus standards
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- Integrated sanctions regime
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- AML/KYC equivalency protocols
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### Pillar IV – Trade Harmonization
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- ICC UCP/URDG/eUCP uniform adoption
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- Standardized digital document formats
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- Commodity and security tokenization rules
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## Regulatory Equivalence Protocol (REP)
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A sovereign may be declared **Regulatory Equivalent** if:
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```
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REP_SCORE = (compliance + transparency + AML_strength + CBDC_maturity) / 4 ≥ 95%
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```
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Grants:
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- Fast-track settlement privileges
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- Preferential liquidity access
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- Reduced oversight frequency
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## API Endpoints
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### Initialize GRHS
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```http
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POST /api/v1/grhs/initialize
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```
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### Get REP Score
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```http
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GET /api/v1/grhs/rep/:sovereignBankId
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POST /api/v1/grhs/rep/:sovereignBankId/calculate
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```
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### Assess Compliance
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```http
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GET /api/v1/grhs/compliance/:sovereignBankId
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```
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### Fast-Track Privileges
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```http
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POST /api/v1/grhs/fast-track/:sovereignBankId
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GET /api/v1/grhs/fast-track/:sovereignBankId/:privilegeType
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```
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### Get Rules
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```http
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GET /api/v1/grhs/rules/monetary
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GET /api/v1/grhs/rules/legal
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GET /api/v1/grhs/rules/compliance
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GET /api/v1/grhs/rules/trade
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```
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## Usage Example
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```typescript
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import { grhsService } from '@/core/compliance/grhs';
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// Initialize GRHS
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await grhsService.initialize();
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// Calculate REP score
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const repScore = await grhsService.calculateREPScore(sovereignBankId);
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// Assess compliance
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const compliance = await grhsService.assessCompliance(sovereignBankId);
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// Grant fast-track privileges
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if (repScore.equivalent) {
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await grhsService.grantFastTrackPrivileges(sovereignBankId);
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}
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```
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## Database Models
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- `RegulatoryHarmonizationRule`: Harmonization rules by pillar
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- `RegulatoryEquivalenceScore`: REP scores for sovereigns
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- `HarmonizationCompliance`: Compliance tracking per sovereign
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- `FastTrackPrivilege`: Fast-track settlement privileges
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