Files
dbis_core/docs/adr/0005-settlement-architecture.md

61 lines
1.7 KiB
Markdown
Raw Normal View History

2025-12-12 15:02:56 -08:00
# ADR-0005: Multi-Layer Settlement Architecture
## Status
Accepted
## Context
The DBIS system requires settlement across multiple dimensions:
- Multiple sovereign banks (33 SCBs)
- Multiple asset types (fiat, CBDC, commodities, securities)
- Multiple settlement modes (RTGS, atomic, T+1)
- Cross-chain operations
- Real-time and batch processing
## Decision
Implement a multi-layer settlement architecture:
1. **Instant Settlement Network (ISN)**: Real-time atomic settlement
2. **Global Settlement System (GSS)**: Four-layer architecture (Sovereign, DBIS Master, Smart Clearing, Finality)
3. **Global Atomic Settlements (GAS) Network**: Multi-dimensional atomic settlement
4. **Omega-Layer**: Final settlement layer for reality-spanning coherence
5. **Cross-Chain Settlement**: Atomic swaps across different chains
## Consequences
### Positive
- Supports multiple settlement modes
- Atomic settlement guarantees
- Cross-asset settlement capability
- Scalable architecture
- Finality and irreversibility
### Negative
- Complex architecture
- Multiple systems to maintain
- Potential for coordination overhead
### Risks
- Settlement failures across layers
- Performance at scale
- Complexity in debugging
## Alternatives Considered
1. **Single Settlement Layer**: One settlement system
- Pros: Simple
- Cons: Cannot handle all requirements
2. **Multi-Layer Architecture**: Chosen approach
- Pros: Flexible, comprehensive, supports all use cases
- Cons: More complex
## Implementation
- ISN: `src/core/settlement/isn/`
- GSS: `src/core/settlement/gss/`
- GAS: `src/core/settlement/gas/`
- Cross-Chain: `src/core/settlement/cross-chain/`
## References
- ISO 20022 Settlement Standards
- Real-Time Gross Settlement (RTGS) Systems