# CBDC Governance & Monetary Modeling

## Overview

CBDC governance under DBIS is formed by SCB Monetary Committees, DBIS Monetary & Settlement Council (MSC), and CBDC Compliance & Enforcement Board (CCEB).

## Monetary Policy Tools

### Supply Controls
- Issue / Burn via DBIS dual-signature
- Stress-adjusted issuance caps

### Velocity Controls
- Wallet-level limits
- Smart-contract spending categories
- Time-based throttles

### Liquidity Tools
- Standing CBDC liquidity windows
- CBDC-to-SSU stabilization swaps

## Simulation Engine

Simulations include:
- Cross-border CBDC flows
- Retail vs wholesale liquidity shocks
- FX spillovers
- Commodity-backed CBDC circulation

Simulation function:
```
impact = CBDC_supply_change * velocity_factor * FX_reserve_strength
```

## API Endpoints

- `POST /api/v1/cbdc-governance/supply-control` - Create supply control
- `POST /api/v1/cbdc-governance/velocity-control` - Create velocity control
- `POST /api/v1/cbdc-governance/liquidity-window` - Create liquidity window
- `POST /api/v1/cbdc-governance/simulation` - Run monetary simulation