dbis_core/docs/volume-vii/ari.md

Autonomous Regulatory Intelligence (ARI)

Overview

ARI is the self-governing regulatory AI of DBIS, capable of:

• Detecting system-wide risk
• Modifying AML policies in real time
• Updating FX risk limits
• Triggering liquidity adjustments
• Recommending settlement rule changes

Architecture

Cortex Layer

• Regulatory policy generator
• Predictive modeling engine

Service: ari-cortex.service.ts

API Endpoints:

• POST /api/v1/ari/policy/generate - Generate regulatory policy
• POST /api/v1/ari/predict - Predict risk

Reflex Layer

• Real-time AML/FX adjustments
• Autonomous sanctions updates
• Automated rule deployment

Service: ari-reflex.service.ts

Execution Layer

Interacts with:

• GPN
• M-RTGS
• ALPS liquidity engine
• GASE AML engine

Service: ari-execution.service.ts

API Endpoint: POST /api/v1/ari/execute

Decisioning Example

if SARE.FXSP > 0.35:
   tighten_FX_band( SCB )
   reduce_liquidity_limit( SCB )

Service: ari-decisioning.service.ts

API Endpoint: POST /api/v1/ari/decision

ARI can self-update policies, subject to:

• MSC review windows
• CAA override authority

Database Models

• AriPolicy - Regulatory policies
• AriDecision - ARI decisions and actions
• AriPolicyUpdate - Policy update history

Integration Points

• SARE risk engine (Volume V)
• AML velocity engine (existing)
• FX engine (existing)
• GPN, M-RTGS, ALPS, GASE