Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

IP_CONFLICT_FOUND.md

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+# IP Conflict Found - CRITICAL
+
+**Date**: 2026-01-21  
+**Status**: ⚠️ **CRITICAL IP CONFLICT DETECTED**
+
+---
+
+## IP Conflict: 192.168.11.167
+
+### Two Containers Using Same IP
+
+| VMID | Host | Hostname | IP Address | Interface | Status |
+|------|------|----------|------------|-----------|--------|
+| **10233** | r630-01 | npmplus | 192.168.11.167 | eth1 (net1) | ✅ Running |
+| **10234** | r630-02 | ? | 192.168.11.167 | ? | ? |
+
+---
+
+## Impact
+
+**Critical Network Issue:**
+- Both containers claim the same IP address (192.168.11.167)
+- Network routing conflicts will occur
+- Only one container can properly receive traffic
+- UDM Pro may see conflicting MAC addresses
+- This explains connectivity issues
+
+---
+
+## Investigation
+
+Checking VMID 10234 details...
+
+---
+
+## Resolution Required
+
+One of these containers must be reassigned to a different IP address.
+
+**Recommendation:**
+- Keep VMID 10233 (npmplus) on 192.168.11.167 (it's actively being used)
+- Reassign VMID 10234 to a different IP address
+
+---
+
+**Status**: ⚠️ **CRITICAL - RESOLUTION REQUIRED**