proxmox/docs/04-configuration/mifos-omnl-central-bank/INDONESIA_PACKAGE_4_995_EVIDENCE_STANDARD.md

documentId, settlementRef, targetScorePerCategory, scale, version, beneficiaryOfficeId

documentId	settlementRef	targetScorePerCategory	scale	version	beneficiaryOfficeId
INDONESIA-PACKAGE-4-995-EVIDENCE-STANDARD	HYBX-BATCH-001	4.995	0–5 (half-point increments below 4.995 do not qualify; target is 4.995 exactly)	1.0	22

Regulatory Package Standard — 4.995 Per Category

Purpose: Define binary acceptance criteria so each regulatory lens can be scored 4.995 (not 5.0 — reserved for post–peer review amendment). Scores are recorded only after criteria are satisfied and attested.

Verification: bash scripts/omnl/check-transaction-package-4995-readiness.sh --strict <unzipped-package-root>

Category matrix (all must pass for 4.995)

#	Category	4.995 requires
1	Master Proof Manifest completeness	Every §1–§15 primary artifact path in zip; no TODO / TBD in Section README index lines for mandatory paths.
2	Ledger + Merkle	hybx_batch_001_ledger.csv present; hybx_ledger_batch_manifest.txt states control sum 1e9 USD; Merkle root + log; verify-transaction-package-commitment.py OK; production ledger if institution asserts HYBX file is system-of-record (HYBX_LEDGER_FILE provenance in attestation).
3	OMNL snapshot (participant accounts)	omnl_transaction_package_snapshot.json has snapshotMeta.source == "live-api" and generatedAtUtc within policy staleness window (default ≤ 72h before transmission).
4	ISO 20022 / message trail	Appendix/ISO20022_VAULT_MANIFEST_HYBX-BATCH-001.json valid; ≥1 message with storageLocation, sha256, messageId; index in Section 4 references same ids.
5	AML / PPATK	Appendix/AML_PPATK_EVIDENCE_SCHEDULE_HYBX-BATCH-001.md complete through §6; sanctions + PEP + STR/SAR or documented nil with approver name/date.
6	Cryptographic integrity	audit_manifest.json + HASH_NOTARIZATION_ANCHOR.txt; optional TSA or QES on anchor for 4.995 if institution policy mandates external time/signature (otherwise document waiver in attestation).
7	Bank Indonesia (payment systems narrative)	Appendix/BI_REPORTING_CROSSWALK_HYBX-BATCH-001.md filled: instrument id, reporting obligation, submission frequency, owner role — no blank cells.
8	MoF / fiscal legitimacy framing	Appendix/MOF_ALIGNMENT_MEMO_HYBX-BATCH-001.md signed (e-sign or PDF hash in SUBREG) with role title + date.
9	OJK prudential bridge (Bank Kanaya)	Appendix/OJK_PRUDENTIAL_BRIDGE_HYBX-BATCH-001.md maps transaction to large exposure / related party / liquidity as applicable with N/A justified where not applicable.
10	Legal finality	Appendix/LEGAL_FINALITY_COUNSEL_MEMO_REQUIREMENTS_HYBX-BATCH-001.md satisfied: counsel memo PDF hash listed in SUBREG or excerpt PDF in Appendix with hash in manifest.
11	Independent audit (§15)	Appendix/INDEPENDENT_AUDIT_4_995_REQUIREMENTS_HYBX-BATCH-001.md satisfied: AUP/audit report or agreed-upon procedures letter dated; hash in manifest.
12	Regulatory references annex	Appendix/INDONESIA_REGULATORY_REFERENCES_ANNEX.md — every row in citation tables has instrument identifier and URL or internal doc id (no empty citation cells).

Institutional attestation (mandatory for 4.995)

File: Appendix/INSTITUTIONAL_PACKAGE_SCORE_ATTESTATION_4_995.json (not committed with real names until signed).

Must include:

• targetScorePerCategory: 4.995
• categoryScores: object with keys matching categories 1–12, each value ≥ 4.995
• certifiedBy: ≥2 officers (e.g. CCO + General Counsel) with role, name, dateUtc
• provenance: optional hybxLedgerSource, omnlSnapshotApiBase redacted

Governance: Scores in internal scorecard markdown are copied from this JSON only after --strict check passes.

Honesty clause

Repository templates and synthetic data cannot by themselves achieve 4.995. This standard defines what to complete so that, after institution execution, all categories legitimately meet 4.995.