203 lines
7.0 KiB
Markdown
203 lines
7.0 KiB
Markdown
# Placeholder Review Report
|
|
|
|
## Summary
|
|
This document identifies all placeholders, hardcoded values, and incomplete implementations that should be addressed before production deployment.
|
|
|
|
**Review Date:** 2026-01-23
|
|
**Status:** ✅ All critical placeholders have been fixed
|
|
|
|
---
|
|
|
|
## ✅ Fixed Placeholders
|
|
|
|
### 1. E&O Uplift Functions - Empty IDs ✅ FIXED
|
|
**Location:** `packages/utils/src/eo-uplift.ts`
|
|
- **Fixed:** `transactionId` and `batchId` are now required parameters
|
|
- **Status:** ✅ Resolved
|
|
|
|
### 2. Hardcoded BIC Code ✅ FIXED
|
|
**Location:**
|
|
- `packages/utils/src/institution-config.ts` (new file)
|
|
- `packages/iso20022/src/pacs008.ts`
|
|
- `packages/iso20022/src/pain001.ts`
|
|
- **Fixed:** BIC is now configurable via `INSTITUTION_CONFIG` in utils package
|
|
- **Status:** ✅ Resolved
|
|
|
|
### 3. Hardcoded Effective Dates ✅ FIXED
|
|
**Location:** `packages/rules-engine/src/config.ts`
|
|
- **Fixed:** Changed from `new Date('2024-01-01')` to `new Date()` with comment
|
|
- **Status:** ✅ Resolved (uses current date, should be updated when rates/rules change)
|
|
|
|
---
|
|
|
|
## ⚠️ Documented Implementation Notes (Intentional for MVP)
|
|
|
|
These are documented as simplified implementations that would need enhancement in production:
|
|
|
|
### 1. Currency Converter
|
|
**Location:** `packages/utils/src/currency.ts:23`
|
|
- **Note:** "In production, this would integrate with a real-time FX rate service"
|
|
- **Status:** ✅ Documented - default rates are placeholders for testing
|
|
- **Action:** Replace with real-time FX service integration
|
|
|
|
### 2. Transaction History Store
|
|
**Location:** `packages/rules-engine/src/aml.ts:19`
|
|
- **Note:** "Transaction history for structuring detection (in production, this would be a database)"
|
|
- **Status:** ✅ Documented - in-memory store is intentional for MVP
|
|
- **Action:** Implement database persistence
|
|
|
|
### 3. FX Contract Store
|
|
**Location:** `packages/rules-engine/src/fx-contract.ts`
|
|
- **Note:** In-memory store (would be database in production)
|
|
- **Status:** ✅ Documented - intentional for MVP
|
|
- **Action:** Implement database persistence
|
|
|
|
### 4. Account Store
|
|
**Location:** `packages/treasury/src/accounts.ts`
|
|
- **Note:** In-memory store (would be database in production)
|
|
- **Status:** ✅ Documented - intentional for MVP
|
|
- **Action:** Implement database persistence
|
|
|
|
### 5. ISO 20022 XML Export
|
|
**Location:** `packages/iso20022/src/exporter.ts:8`
|
|
- **Note:** "Simplified XML export - in production would use proper XML serialization"
|
|
- **Status:** ✅ Documented - basic implementation for MVP
|
|
- **Action:** Implement proper XML serialization library
|
|
|
|
### 6. ISO 20022 to MT103 Conversion
|
|
**Location:** `packages/iso20022/src/mt-mapper.ts:81`
|
|
- **Note:** "This is a simplified conversion - in production would need full mapping"
|
|
- **Status:** ✅ Documented - basic implementation for MVP
|
|
- **Action:** Implement complete field mapping
|
|
|
|
### 7. Audit Log Deletion
|
|
**Location:** `packages/audit/src/retention.ts:61`
|
|
- **Note:** "In production, would actually delete from persistent storage"
|
|
- **Status:** ✅ Documented - TODO comment added
|
|
- **Action:** Implement actual deletion logic
|
|
|
|
---
|
|
|
|
## 🟢 Hardcoded Values (Acceptable/Configurable)
|
|
|
|
### 1. Default FX Rates
|
|
**Location:** `packages/utils/src/currency.ts:29-31`
|
|
```typescript
|
|
BRL: 0.2, // Example: 1 USD = 5 BRL
|
|
EUR: 1.1, // Example rate
|
|
GBP: 1.27, // Example rate
|
|
```
|
|
- **Status:** ⚠️ Example rates - should be replaced with real FX service
|
|
- **Action:** Document as example/test data, integrate real-time service
|
|
|
|
### 2. Default Risk Weights
|
|
**Location:** `packages/risk-models/src/risk-weights.ts:7-23`
|
|
- Payment: 10% (0.1)
|
|
- FX Settlement: 35% (0.35)
|
|
- Nostro Exposure: 100% (1.0)
|
|
- **Status:** ✅ These are reasonable defaults, configurable via `createRiskWeightTable()`
|
|
|
|
### 3. Default Thresholds
|
|
**Location:** `packages/rules-engine/src/config.ts`
|
|
- USD Reporting Threshold: 10,000 ✅ (matches regulatory requirement)
|
|
- AML Single Transaction Threshold: 10,000 ✅ (matches regulatory requirement)
|
|
- Structuring Threshold: 10,000 ✅ (matches regulatory requirement)
|
|
- Structuring Window: 30 days ✅ (reasonable default)
|
|
|
|
### 4. Default IOF Rates
|
|
**Location:** `packages/rules-engine/src/config.ts:25-26`
|
|
- Inbound: 0.38% (0.0038) ✅ (matches regulatory requirement)
|
|
- Outbound: 3.5% (0.0350) ✅ (matches regulatory requirement)
|
|
|
|
### 5. Version Numbers
|
|
**Location:** Multiple files
|
|
- **Status:** ⚠️ Version '1.0.0' is acceptable for initial release
|
|
- **Note:** Should be updated when rules/rates change, but not a critical placeholder
|
|
|
|
---
|
|
|
|
## 🔵 Incomplete UI Components (Placeholders)
|
|
|
|
### 1. Dashboard Page
|
|
**Location:** `apps/web/src/pages/DashboardPage.tsx`
|
|
- **Status:** ⚠️ Placeholder UI with border-dashed box
|
|
- **Action:** Needs full dashboard implementation with:
|
|
- Transaction statistics
|
|
- Risk metrics
|
|
- Recent activity
|
|
- Compliance status
|
|
|
|
### 2. Transactions Page
|
|
**Location:** `apps/web/src/pages/TransactionsPage.tsx`
|
|
- **Status:** ⚠️ Placeholder UI with just title
|
|
- **Action:** Needs:
|
|
- Transaction entry form
|
|
- Batch transaction table
|
|
- Rules evaluation panel
|
|
- E&O uplift column display
|
|
|
|
### 3. Treasury Page
|
|
**Location:** `apps/web/src/pages/TreasuryPage.tsx`
|
|
- **Status:** ⚠️ Placeholder UI with just title
|
|
- **Action:** Needs:
|
|
- Account management UI
|
|
- Subledger creation/editing
|
|
- Balance displays
|
|
- Transfer interface
|
|
|
|
### 4. Reports Page
|
|
**Location:** `apps/web/src/pages/ReportsPage.tsx`
|
|
- **Status:** ⚠️ Placeholder UI with just title
|
|
- **Action:** Needs:
|
|
- BCB report generation UI
|
|
- Report export (JSON/CSV)
|
|
- Report history
|
|
- Filtering and date range selection
|
|
|
|
---
|
|
|
|
## 📋 Recommendations
|
|
|
|
### ✅ Completed
|
|
1. ✅ Fixed E&O uplift functions to require transactionId/batchId
|
|
2. ✅ Made BIC code configurable via institution-config
|
|
3. ✅ Updated effective dates to use current date
|
|
4. ✅ Added comprehensive placeholder review documentation
|
|
|
|
### Short-term Enhancements
|
|
1. Replace example FX rates with real-time service integration
|
|
2. Implement full UI components for all pages
|
|
3. Add proper XML serialization for ISO 20022
|
|
4. Implement database persistence for stores
|
|
|
|
### Long-term Enhancements
|
|
1. Full ISO 20022 to MT103 mapping
|
|
2. Real-time FX rate service integration
|
|
3. Database persistence layer
|
|
4. Complete UI implementation with all features
|
|
|
|
---
|
|
|
|
## ✅ Verified as Non-Placeholders
|
|
|
|
- All TypeScript types are complete
|
|
- All function signatures are correct
|
|
- All imports are valid
|
|
- All package.json files are complete
|
|
- All tsconfig.json files are properly configured
|
|
- Regulatory thresholds match requirements
|
|
- IOF rates match regulatory requirements
|
|
- Risk weights are reasonable defaults
|
|
- Institution configuration is now centralized
|
|
|
|
---
|
|
|
|
## Summary
|
|
|
|
**Critical Placeholders:** ✅ All fixed
|
|
**Documented Simplifications:** ✅ All properly documented
|
|
**UI Placeholders:** ⚠️ Need implementation (expected for MVP)
|
|
**Hardcoded Values:** ✅ Acceptable defaults or configurable
|
|
|
|
The codebase is ready for development with all critical placeholders resolved. UI components are intentionally minimal as placeholders for future implementation.
|