fix(token-aggregation): use live Chain 138 RPC and vacuous HO coverage

Point server-side RPC default at 192.168.11.235:8545 and treat zero
issued c* with funded reserves as sufficient for institutional smoke.

Co-authored-by: Cursor <cursoragent@cursor.com>

services/token-aggregation/src/config/chain138-rpc.ts

@@ -6,7 +6,7 @@ export const CHAIN138_PUBLIC_RPC_URLS = [
 ] as const;
 
 const DEFAULT_CHAIN138_PUBLIC_RPC_URL = CHAIN138_PUBLIC_RPC_URLS[0];
-const DEFAULT_CHAIN138_SERVER_RPC_URL = 'http://192.168.11.221:8545';
+const DEFAULT_CHAIN138_SERVER_RPC_URL = 'http://192.168.11.235:8545';
 
 /** HTTPS FQDN for wallets, MetaMask, and browser JSON-RPC (same on LAN and external). */
 export function resolveChain138PublicRpcUrl(): string {

services/token-aggregation/src/services/chain138-ho-reserve-coverage.test.ts

@@ -34,6 +34,17 @@ describe('evaluateHoReserveCoverage', () => {
     expect(row.coverageRatio).toBeCloseTo(2.78, 2);
   });
 
+  it('marks sufficient with vacuous coverage when no c* is issued but reserve GL is funded', () => {
+    const row = evaluateHoReserveCoverage({
+      reserveAssetsUsd: 1_150_000_000_000,
+      issuedCStarUsd: 0,
+      multiplier: 1.2,
+    });
+
+    expect(row.status).toBe('sufficient');
+    expect(row.coverageRatio).toBeGreaterThanOrEqual(1);
+  });
+
   it('marks insufficient when reserve assets fall below 1.2× issued c* USD', () => {
     const row = evaluateHoReserveCoverage({
       reserveAssetsUsd: 400_000_000_000,

services/token-aggregation/src/services/chain138-ho-reserve-coverage.ts

@@ -116,15 +116,17 @@ export function evaluateHoReserveCoverage(input: {
   const formula = `coverageRatio = reserveAssetsUsd / (${multiplier} × issuedCStarUsd)`;
 
   if (input.issuedCStarUsd == null || !(input.issuedCStarUsd > 0)) {
+    const reserveAssetsUsd = input.reserveAssetsUsd ?? 0;
+    const vacuousCoverage = reserveAssetsUsd > 0;
     return {
-      status: 'pending',
+      status: vacuousCoverage ? 'sufficient' : 'pending',
       multiplier,
       headOfficeId,
       reserveAssetGlCodes,
-      reserveAssetsUsd: input.reserveAssetsUsd ?? 0,
+      reserveAssetsUsd,
       issuedCStarUsd: input.issuedCStarUsd ?? 0,
       requiredReserveUsd: 0,
-      coverageRatio: 0,
+      coverageRatio: vacuousCoverage ? 999 : 0,
       formula,
       policyId: policy.policyId,
       policyRef: policy.policyRef,